FACT: In 1988, IWIF became an independent state agency. (There are 52 other independent state agencies in Maryland.)

FACT: The company was renamed the Injured Workers' Insurance Fund in 1990.

FACT: In 2000, IWIF began the process to become a member of the Property and Casualty Guaranty Fund and to be examined by the Maryland Insurance Administration for financial solvency only.

FACT: IWIF is the leading writer of workers' compensation insurance in Maryland.

FACT: IWIF operates as a not-for-profit insurer offering workers' compensation insurance as close to actual cost as possible. Any profits are returned to policyholders through the rate making process. There are no underwriting profit incentives, other than to ensure IWIF remains financially sound.

FACT: IWIF is led by a nine-member board of directors appointed by the Governor of Maryland.

FACT: IWIF is a self-supporting insurance organization and operates solely on premium and investment income. No taxpayer dollars or assessments have ever funded IWIF.

FACT: Approximately 400 professionals are employed with IWIF.

FACT: The creation of in-house fraud and special investigation units in Maryland was pioneered by IWIF.

FACT: IWIF markets workers' compensation insurance directly to business owners and through the offices of approximately 1,000 independent agents.

FACT: IWIF's current assets and reserves total $1.3 billion.

FACT: IWIF currently helps care for more than 25,000 Maryland injured workers with payment for their medical treatment, indemnity (lost time) payments or both.